Free expert advice – Savings plan for children in partnership with Invest4Kids
Our team of experts is here to help you choose the right savings plan for your children. We offer comprehensive, free consultation to work with you in finding the best solution for your family. Our advisors take the time to fully understand your individual needs and goals. They explain the various options in detail and help you make an informed decision.
During the consultation, we address your specific situation. We take into account factors such as your available budget, your risk tolerance, and your long-term goals for your child. Our experts explain the pros and cons of various investment strategies and show you how to structure the children’s savings plan optimally.
You’ll receive all the information you need to make a confident decision. We’ll answer your questions in detail and ensure that you fully understand how the chosen savings plan works. This way, you can be sure you’re making the best choice for your child’s financial future.
We'll help you find the right investment for your child!
- €25,703 more per child, thanks to our modern ETF strategy
- Find the perfect ETF investment for your child in a 30-minute video call from the comfort of your own home
- Sit back and watch your child’s wealth grow—our experts will take care of the rest
The Benefits of a Customized Savings Plan for Children
A customized savings plan for children offers numerous advantages over standard solutions. It is tailored precisely to your family situation and your child’s needs. You have the flexibility to decide how much and how often you want to make contributions. This flexibility allows you to seamlessly integrate the savings plan into your family budget.
By customizing the children’s savings plan, you can tailor the investment strategy to your goals. Whether you prefer a conservative or growth-oriented approach, we’ll find the right solution. You have the option to structure the risk-return profile according to your preferences.
Another advantage is the ability to adjust the savings plan for young people over time. If your financial situation or your child’s needs change, the plan can be modified accordingly. This flexibility ensures that the savings plan is always optimally tailored to your current life situation.
Customized solutions for every budget – together, we’ll find the best savings plan for your child
We understand that every family has different financial circumstances. That’s why we offer solutions for every budget. Whether you want to save a small amount each month or larger sums, we’ll find the right children’s savings plan for you. Our experts will show you how you can effectively plan for your child’s future, even with limited resources.
Together, we’ll analyze your financial situation and develop a plan that fits your needs. We’ll also take into account potential future changes in your income. This ensures that the chosen savings plan for children is sustainable in the long term and that you can consistently provide for your child.
We’ll present you with various options and explain the respective pros and cons. You’ll receive a transparent overview of the expected costs and potential returns. With this information, you can make an informed decision and choose the savings plan that best fits your needs and financial situation.
Plan for the long term with a children's savings account and make your children's dreams come true
A children’s savings plan allows you to start saving early and systematically for your child’s future. By doing so, you lay the foundation for helping them achieve their dreams and goals. Whether it’s funding college, a trip abroad, or their first car—with the right savings plan, you can build the financial foundation to make it happen.
Thanks to the long-term investment horizon, you can benefit from the effects of compound interest. Even small, regular deposits can grow into a substantial fortune over the years. We’ll show you how to make the most of this effect for your child.
A savings plan for teens offers not only financial benefits but also educational value. You can involve your child in the savings process in an age-appropriate way, teaching them important lessons about managing money. This fosters financial responsibility and prepares your child for independent financial planning as an adult.
We'll help you find the right investment for your child!
- €25,703 more per child, thanks to our modern ETF strategy
- Find the perfect ETF investment for your child in a 30-minute video call from the comfort of your own home
- Sit back and watch your child’s wealth grow—our experts will take care of the rest
Customized savings plan – a children’s savings account that grows with them
Our children’s savings plan is designed to adapt to your child’s changing needs. It essentially grows with them and can be flexibly adjusted to new life stages and goals. For example, in the early years you can opt for a more conservative approach and later, as your child gets older, switch to higher-potential investment strategies.
You have the option to increase the savings rate over time or make additional one-time payments. This can be particularly useful if your financial situation improves or if you want to invest money received as gifts for your child. The flexibility of the children’s savings plan allows you to make such adjustments with minimal effort.
We support you and your child throughout the entire term of the savings plan. At regular intervals, we review together whether the chosen plan still best suits your needs. If necessary, we adjust the strategy to ensure that you always benefit from the best terms and opportunities. This way, your child’s savings plan remains up to date and optimally aligned with your goals.
