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We help you find the right investment for your child

Use modern ETF strategies to build wealth, fulfill your child's dreams and protect yourself and your child for the future

5200+ parents trust us

Advantages of the Invest4Kids concept

Right of determination from 18

Keep control of your child's finances and protect the investment so that the money is not used for ill-considered spending.

Condition assurance

Ensure financial stability for your investment to avoid risks from future changes such as tax reforms.

Tax benefits

In Germany, 25% capital gains tax is payable on investment profits. With the Invest4Kids concept, the gains remain tax-free and your child has more money at their disposal.

Free fund and ETF selection

There are over 45,000 funds and ETFs in Germany. We carefully select the optimal investment strategy for you and your child to get the maximum return.

Flexibility

Flexibility is key to customizing your investment. With us, you can flexibly adapt your savings rate and deposits to your life situation.

Right of determination from 18

Condition assurance

Tax benefits

Free fund and ETF selection

Flexibility

Keep control of your child's finances and protect the investment so that the money is not used for ill-considered spending.

Ensure financial stability for your investment to avoid risks from future changes such as tax reforms.

In Germany, 25% capital gains tax is payable on investment profits. With the Invest4Kids concept, the gains remain tax-free and your child has more money at their disposal.

There are over 45,000 funds and ETFs in Germany. We carefully select the optimal investment strategy for you and your child to get the maximum return.

Flexibility is key to customizing your investment. With us, you can flexibly adapt your savings rate and deposits to your life situation.

A comparison of the Invest4Kids concept

Savings book

High flexibility
High return
Half-income method
Tax-free change of strategy
Lifelong condition assurance
Parental control at 18
Tax-free payout

Depot

High flexibility
High return
Half-income method
Tax-free change of strategy
Lifelong condition assurance
Parental control at 18
Tax-free payout

Invest4Kids concept

High flexibility
High return
Half-income method
Tax-free change of strategy
Lifelong condition assurance
Parental control at 18
Tax-free payout

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Savings book

High flexibility
High return
Half-income method
Tax-free change of strategy
Lifelong condition assurance
Parental control at 18
Tax-free payout

Depot

High flexibility
High return
Half-income method
Tax-free change of strategy
Lifelong condition assurance
Parental control at 18
Tax-free payout

Invest4Kids concept

High flexibility
High return
Half-income method
Tax-free change of strategy
Lifelong condition assurance
Parental control at 18
Tax-free payout

Example calculation: Child benefit with €250 savings rate

The team that has your child's back

Bogdan

Expert for children's investments

Torben

Expert for children's investments

Alex

Expert for children's investments

Laila

Expert for children's investments

Susanna

Expert for children's investments

Tony

Expert for children's investments

Janosch

Expert for children's investments

Mallik

Expert for children's investments

Glory

Expert for children's investments

Tim

Expert for children's investments

Finn

Expert for children's investments

Till

Expert for children's investments

Domenique

Expert for children's investments

Oscar

Expert for children's investments

Patrick

Expert for children's investments

Oliver

Expert for children's investments

Sofia

Expert for children's investments

Rebecca

Social media marketing team leader

Angelina

Social media marketing team leader

Laura

Advertising Manager

What parents say about the Invest4Kids concept and our advice

Trust the market leader for children's investments in Germany

March 21, 2024

Benjamin Stöckel

That people like doctors or bank employees also use something like that I would never have expected that I think it's great that it also like normal consumers who work in construction or something else that there are people who help you in this matter

March 6, 2024

Julia Hönig

Great advice! Malik and Lilli are super friendly. Very patient in keeping appointments, very forgiving, even answering the same question for the third time and overall I have a good feeling about the product!

March 3, 2024

Ben and Saskia

Laila gave us great advice and explained everything in detail. All our open questions were answered and gave us a gave us a good feeling about investing money for our daughter. to invest money for our daughter.

Feb. 24, 2024

Nadine Seyda

Many thanks to Tim Ruser for his competent and competent and friendly advice. I am very satisfied, he explains everything in detail and above all understandable. Gives helpful tips and responds to my personal situation. An advisor that I will definitely recommend to others.

Consulting procedure

01

Book a free consultation

Sign up for a free, no-obligation consultation using our form. Answer a few short questions and leave your contact details so that one of our experts can get in touch with you.

02

Invest4Kids will contact you

We will get back to you within 48 hours and discuss the next steps in a short 5-minute phone call. We will check together what your current status is so that you can benefit as much as possible from a consultation.

03

Your individual consultation

You enjoy 30 minutes of investment knowledge for your child! The consultation is all about getting to know your individual family situation. We will then answer all your questions and provide you with detailed information on the investment topics relevant to you and explain how you can invest optimally for your child.

04

The Invest4Kids concept for your child

After the consultation, we will also start the investment for your child. Here you can sit back and relax. From strategy development to documentation and controlling - our experts will take care of everything for you. From now on, your child can look forward to an extra €25,703 for their 18th birthday and benefit from the other advantages of the Invest4Kids concept.

Calculate the benefit for your child

Initial capital

€

Interest rate

%

Savings rate

€

Period

years

Our podcast
KINDERleicht investing

Our first podcast episode was released on 12.04.2024! Check out the podcast on YouTube and look forward to our future episodes, which will be released every Friday from now on.

Invest4Kids_Official

04.10.2024

KINDERleicht Investing #026 Retirement age at 80?!

Torben & Bogdan

Frequently asked questions

Why Invest4kids?

Together with our experts, we pursue the goal of generating real added value in the financial sector and have created Invest4Kids, the largest and best-known children's investment company in Germany. As a reliable partner for the future, we know exactly what needs to be done to achieve your family's financial goals. Our strategy is characterized by continuous adaptation to evolving market conditions, while always keeping a watchful eye on the investment. Our specialization in child investment allows us to develop tailor-made solutions that meet the individual needs of your family. In addition, we offer added value for parents through our active social media presence and the provision of informative podcasts. Through these channels, we aim to help parents make informed decisions about their children's financial future. The time you would have to spend on your investment every day can be spent elsewhere instead. We are happy to take on this task for you so that you can spend your valuable time with your child and your family.

How safe is an investment?

Security in investing comes from: the right investment period and the right choice of investment strategy. Thanks to the professional expertise of our Invest4Kids specialists, we have a constant overview of the investment so that we are always vigilant and can adjust the investment immediately in the event of market changes. It is advisable to inform yourself thoroughly and take individual circumstances into account to ensure long-term success.

Why is the consultation free of charge?

The advice is offered free of charge, as the remuneration is provided by the companies with which we cooperate. There are no additional fees for the ongoing service.

Is it possible to make the investment without the (ex)partner?

Yes, this is possible thanks to our Invest4kids concept. There are various options here: You can start the investment as a parent alone, without the consent of your (ex-)partner. Or, for example, for other children such as nieces, nephews or godchildren. Grandma or grandpa can also start the investment for their grandchildren.

What is the child's right of access after their 18th birthday?

In the Invest4Kids concept, the parents retain the right of co-determination over the investment even after the child's 18th birthday. This means that the child cannot empty the account even after their 18th birthday, but that they decide together when and how the money should be spent.