How Smart Parents Save Their Child Benefits
Use modern ETF strategies to build wealth, fulfill your child's dreams, and secure your family's financial future.
✅ €25,703 more for your child
✅ Parents earned 14.92% returns in 2023
✅ Save on taxes
Why Should You Invest Your Child Benefits?
...that your child has an easier start in life and can achieve their dreams?
...more money for your child through a 6% return, resulting in an average of €25,703 more?
...being financially secure for the future and not having to worry about not having money for your child?
...being a role model for your child and providing them with the perfect financial education?
Despite all these reasons
Why haven't you invested yet?
You know how important it is to secure your child's future and give them every opportunity to achieve their dreams. You work hard to make exactly that happen.
The solution: You need an expert by your side
This is where we come in: Your personal experts for child investmentsOur Mission
We are a group of dedicated investment experts from Kiel, committed to financial education and security for families. Together, we have made it our mission to secure the financial future of the next generation.
We believe that children always deserve the best. For this reason, we resist the common and outdated investment options like savings accounts and building society contracts. These offer little return today and can even lead to loss of value. To address this colossal issue, we specifically advise parents on modern investment options for children.
Secure Your Personal Expert Now
It's time to take the next step and lay a solid foundation for your child's financial future. Sign up now for a free consultation and learn how to invest wisely in your child's future.
How Smart Investing Can Help Fulfill Your Child's Wishes
Monthly Savings Rate
€250
Savings Period
18 years
Return
6% per annum
Total Contribution
€54,000
Wealth on 18th Birthday
€95,730
Driver’s License & Car
€8,000
World Trip
€6,000
University (6 semesters)
€30,000
Available Funds After Expenses
€51,730
...and Many More Benefits with Invest4Kids
Right to Determine at 18
The right to co-determination at 18 gives you the necessary control over your child's financial future. It is important that you continue to have the opportunity to make investment decisions that are beneficial in the long term. This way, you can prevent your child from spending the investment on things you did not plan for.
Condition Protection
Condition protection is crucial for long-term investments to ensure financial stability and planning security over an extended period. Without proper protection, future changes, such as legislative or tax reforms, could lead to financial losses.
Tax Advantages
In Germany, investment gains are usually subject to a capital gains tax of 25%. With the Invest4Kids concept, however, you can receive these gains completely tax-free. This improves the efficient use of your child's financial resources and allows you to continue making important decisions that are beneficial in the long run.
Free Choice of Funds and ETFs
In Germany, there are over 45,000 investment options in funds and ETFs. Careful selection is crucial to developing the optimal investment strategy for your child. As independent experts, we support you in choosing the options that best fit your child's long-term financial goals and ensure that the investments are used wisely.
Flexibility
Flexibility is crucial because life is often unpredictable. Important expenses such as study trips or a driver's license always require available funds. With us, you can adjust deposits flexibly and tailor the investment to your needs. Your children can later take over financial management themselves and continue the investment.
Secure These Benefits with Invest4Kids
Sign up today for a free and non-binding consultation and enjoy the lifelong benefits of the Invest4Kids concept. By doing so, you’ll lay the foundation for your child’s secure financial future—something they’ll thank you for!
Consultation Process
01
Book a Free Consultation
Sign up for a free and non-binding consultation using our form. Answer a few short questions and leave your contact details so that one of our experts can get in touch with you.
02
Invest4Kids Contacts You
We will contact you within 48 hours and discuss the next steps in a short 5-minute phone call. Together, we will assess your current situation to ensure that you get the most out of the consultation.
03
Your Individual Consultation
Enjoy 30 minutes of investment knowledge for your child! During the consultation, we will get to know your unique family situation. Afterwards, we will answer all your questions, provide detailed information on relevant investment topics, and explain how to invest optimally for your child.
04
The Invest4Kids Concept for Your Child
After the consultation, we will begin the investment process for your child. You can relax while our experts take care of everything, from developing the strategy to handling paperwork and controlling. From now on, your child can look forward to €25,703 more by their 18th birthday and benefit from the other advantages of the Invest4Kids concept.
01
Kostenlose Beratung buchen
Trage dich für eine kostenlose und unverbindliche Beratung in unserem Formular ein. Beantworte hierfür einige kurze Fragen und hinterlasse deine Kontaktdaten, damit sich ein Experte von uns bei dir melden kann.
02
Invest4Kids kontaktiert dich
Wir melden uns innerhalb von 48 Stunden bei dir und besprechen in einem kurzen 5-minütigen Telefonat den weiteren Ablauf. Hier prüfen wir gemeinsam, wie dein aktueller Stand ist, sodass du maximal von einer Beratung profitieren kannst.
03
Dein individuelles Beratungsgespräch
Du genießt 30 Minuten Investment Wissen für dein Kind! In der Beratung geht es darum, dass wir deine individuelle familiäre Situation kennenlernen. Im Anschluss beantworten wir dir all deine Fragen und informieren dich ausführlich zu den für dich relevanten Investmentthemen und erklären dir, wie du optimal für dein Kind investierst.
04
Das Invest4Kids Konzept für dein Kind
Nach dem Gespräch starten wir das Investment auch für dein Kind. Hier kannst du dich entspannt zurücklehnen. Von der Strategieerstellung bis hin zu den Unterlagen und dem Controlling- unsere Experten übernehmen alles für dich. Ab jetzt kann sich dein Kind auf 25.703€ mehr zum 18. Geburtstag freuen und profitiert von den weiteren Vorteilen des Invest4Kids Konzepts.
What parents say about the Invest4Kids concept and our advice
Trust the market leader for children's investments in Germany
Benjamin Stöckel
I never would have expected that people like doctors or bank employees would use something like this. I think it’s great that it’s also for regular consumers who work in construction or other jobs, and that there are people to help with this matter.
Julia Hönig
Great advice! Malik and Lilli are super friendly. Very patient in following up on appointments, very forgiving, even when answering the same question for the third time, and overall, I have a good feeling about the product!
Ben and Saskia
Laila gave us excellent advice and explained everything in detail. All our open questions were answered, giving us a good feeling about investing money for our daughter.
Nadine Seyda
Many thanks to Tim Ruser for his competent and friendly advice. I am very satisfied; he explains everything thoroughly and, above all, understandably. He gives helpful tips and takes my personal situation into account. A consultant I will definitely recommend.
Benjamin Stöckel
I never would have expected that people like doctors or bank employees would use something like this. I think it’s great that it’s also for regular consumers who work in construction or other jobs, and that there are people to help with this matter.
Julia Hönig
Great advice! Malik and Lilli are super friendly. Very patient in following up on appointments, very forgiving, even when answering the same question for the third time, and overall, I have a good feeling about the product!
Ben and Saskia
Laila gave us excellent advice and explained everything in detail. All our open questions were answered, giving us a good feeling about investing money for our daughter.
Nadine Seyda
Many thanks to Tim Ruser for his competent and friendly advice. I am very satisfied; he explains everything thoroughly and, above all, understandably. He gives helpful tips and takes my personal situation into account. A consultant I will definitely recommend.
