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How clever parents save their child benefit

5200+ parents trust us

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Why should you invest your child benefit?

You want...

...that your child has an easier start in life and can realize their dreams?

...be secure for the future yourself and not have to worry about not having money for your child?

... be a role model for your child and give them the perfect financial education?

Despite all these reasons

Why haven't you invested yet?

You know how important it is to secure your child's future and give them every opportunity to realize their dreams. You work hard to achieve just that

 

The solution: You don't have an expert
at your side

This is where we come in: your personal experts for children's investments
 

17+

Consultants
since
2020

5200+

Advice for families

Our mission

We are a group of dedicated investment experts from Kiel who are committed to financial education and security for families. Together, we have made it our mission to secure the financial future of the next generation.

We believe that children always deserve the best. For this reason, we are reluctant to use common and outdated investment options such as savings accounts and building society contracts. These days, they offer little return and can even lead to devaluation. In order to put an end to this colossal misconception, we advise parents explicitly on the subject of modern children's investments.

Get your personal expert by your side now

It's time to take the next step and put your child's financial future on a stable footing. Sign up now for a free consultation and find out how you can invest wisely in your child's future.

5200+ parents trust us

How to make your child's wishes come true through smart investing

Monthly savings rate

250 €

Savings period

18 years

Yield

6 % p.a.

Total contribution

54.000 €

Assets on the 18th
Birthday

95.730 €

Driver's license & car

8.000 €

World tour

6.000 €

Study (6 semesters)

30.000 €

Money available according to
Expenditure

51.730 €

...and many more advantages with Invest4Kids

Right of determination from 18

Keep control of your child's finances and protect the investment so that the money is not used for ill-considered spending.

Condition assurance

Ensure financial stability for your investment to avoid risks from future changes such as tax reforms.

Tax benefits

In Germany, 25% capital gains tax is payable on investment profits. With the Invest4Kids concept, the gains remain tax-free and your child has more money at their disposal.

Free fund and ETF selection

There are over 45,000 funds and ETFs in Germany. We carefully select the optimal investment strategy for you and your child to get the maximum return.

Flexibility

Flexibility is key to customizing your investment. With us, you can flexibly adapt your savings rate and deposits to your life situation.

Secure these benefits now with Invest4Kids

Sign up today for a free, no-obligation consultation and benefit from the advantages of the Invest4Kids concept for a lifetime. You'll be laying the foundations for a secure financial future for your child, who will be grateful!

5200+ parents trust us

Consulting procedure

01

Book a free consultation

Sign up for a free, no-obligation consultation using our form. Answer a few short questions and leave your contact details so that one of our experts can get in touch with you.
02

Invest4Kids will contact you

We will get back to you within 48 hours and discuss the next steps in a short 5-minute phone call. We will check together what your current status is so that you can benefit as much as possible from a consultation.
03

Your individual consultation

You enjoy 30 minutes of investment knowledge for your child! The consultation is all about getting to know your individual family situation. We will then answer all your questions and provide you with detailed information on the investment topics relevant to you and explain how you can invest optimally for your child.

04

The Invest4Kids concept for your child

After the consultation, we will also start the investment for your child. Here you can sit back and relax. From strategy development to documentation and controlling - our experts will take care of everything for you. From now on, your child can look forward to an extra €25,703 for their 18th birthday and benefit from the other advantages of the Invest4Kids concept.

Investing in your child's future is more than just a financial decision - it's an act of love and care.

Frequently asked questions

Together with our experts, we pursue the goal of generating real added value in the financial sector and have created Invest4Kids, the largest and best-known children's investment company in Germany. As a reliable partner for the future, we know exactly what needs to be done to achieve your family's financial goals. Our strategy is characterized by continuous adaptation to evolving market conditions, while always keeping a watchful eye on the investment. Our specialization in child investment allows us to develop tailor-made solutions that meet the individual needs of your family. In addition, we offer added value for parents through our active social media presence and the provision of informative podcasts. Through these channels, we aim to help parents make informed decisions about their children's financial future. The time you would have to spend on your investment every day can be spent elsewhere instead. We are happy to take on this task for you so that you can spend your valuable time with your child and your family.
Security in investing comes from: the right investment period and the right choice of investment strategy. Thanks to the professional expertise of our Invest4Kids specialists, we have a constant overview of the investment so that we are always vigilant and can adjust the investment immediately in the event of market changes. It is advisable to inform yourself thoroughly and take individual circumstances into account to ensure long-term success.
The advice is offered free of charge, as the remuneration is provided by the companies with which we cooperate. There are no additional fees for the ongoing service.
Yes, this is possible thanks to our Invest4kids concept. There are various options here: You can start the investment as a parent alone, without the consent of your (ex-)partner. Or, for example, for other children such as nieces, nephews or godchildren. Grandma or grandpa can also start the investment for their grandchildren.
In the Invest4Kids concept, the parents retain the right of co-determination over the investment even after the child's 18th birthday. This means that the child cannot empty the account even after their 18th birthday, but that they decide together when and how the money should be spent.