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ETFs for Kids: How to Build a Strong Foundation for Your Children’s Future with Invest4Kids

  • Up to €25,703* more, A child's assets compared to a savings account or money market account
  • ETFs Instead of Low Interest Rates: Long-Term Wealth Building Through Stock ETFs, Mutual Funds, and Bonds
  • Adjust your monthly savings amount as needed—start with as little as €25
Get a free consultation now
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Why should you invest your child tax credit?

You want to…

…that your child has a financial head start and can plan for a secure future?

…be financially secure for the future and not have to worry that you won’t have enough for your child later on?

…be a role model for your child and show them how to save wisely for the future through ETF investments?

Despite all these reasons

Why are so many parents still hesitating?

Many parents still put child support payments or savings into traditional savings accounts. But there, inflation is slowly eroding their assets. As a result, their savings barely grow, while important goals like college, a driver’s license, or a first apartment become significantly more expensive.

  • Uncertainty in choosing the right ETFs
  • Lack of knowledge about risks and opportunities
  • Fear of hidden costs or making the wrong decisions
Phone mockup showing Invest4Kids Instagram messages

Saving with ETFs through Invest4Kids: Experts by your side

That's where we come in: Your personal experts in investments for children

  • Alex
  • Torben
  • Bogdan
  • Angelina
  • Laura
  • Rebecca
  • Sofia
  • Patrick
  • Oskar
  • Till
  • Finn
  • Tim
  • Glory
  • Malik
  • Tony
  • Laila
  • Susanna
  • Tony
17+Consultants
since2020
5,200+Counseling families

Our Mission

We are a dedicated team of investment experts based in Kiel who are passionate about helping families achieve financial security and financial literacy. Our mission is to build a stable and profitable financial foundation for future generations.

We firmly believe that children always deserve the best. That is why we reject traditional and outdated savings methods, such as savings accounts or home savings plans—these offer virtually no return these days and can even erode your assets. With our modern approach to investing for children, we offer parents tailored advice to help them secure a profitable financial future for their children.

Our approach combines the strengths of ETFs with the benefits of an insurance solution. This allows you to not only secure ETF shares for your child, but also retain control over the investment—even after they turn 18.

Get your own personal expert by your side today

It’s time to take the next step and build a solid foundation for your child’s financial future. Sign up now for a free consultation and learn how you can invest wisely in your child’s future.

Over 5,200 parents trust us

Here's how you can help make your child's dreams come true through smart investing

Monthly savings amount

€255

Savings period

18 years old

Return

6% per year

Total contribution

€55,080

Net worth on one's 18th birthday

€97,645

Driver's License & Car

€8,000

Driver's License & Car

World Tour

€6,000

World Tour

Degree Program (6 semesters)

€30,000

Degree Program (6 semesters)

Money left after expenses

€53,645

The best reasons to open a children's investment account with Invest4Kids

Long-term wealth accumulation

With stock ETFs and bonds, your child's assets will grow steadily. Thanks to the power of compound interest, even small savings can grow into a substantial balance.

Take advantage of tax benefits

No capital gains tax on strategy changes, optimal use of tax allowances, and transparent handling of payouts.

Right to decide from age 18

Parents retain control over the assets even after the child reaches the age of majority—a clear advantage over standard brokerage accounts.

Flexible savings amount

Start with a minimum savings amount of just €25 per month, adjust your savings at any time, or make one-time deposits.

Wide selection of securities

Access to ETFs, mutual funds, and bonds—always tailored to your savings goals.

Consulting and Service

Personalized support for parents, grandfathers, grandmothers, or grandparents—free of charge and with no obligation.

Take advantage of these benefits with Invest4Kids today

Sign up today for a free, no-obligation consultation and enjoy the benefits of the Invest4Kids concept for a lifetime. You’ll be laying the foundation for your child’s secure financial future—they’ll be grateful to you!

Over 5,200 parents trust us

From birth to adolescence: Here’s how your ETF savings plan for children works

01

Book a free consultation

Sign up for a free, no-obligation consultation. Simply fill out our form, answer a few quick questions, and provide your contact information. One of our experts will then reach out to you to discuss the first steps. This will give you an initial overview and help you learn how to best invest for your child.

02

Invest4Kids will contact you

We’ll get back to you within 48 hours to discuss the process during a brief phone call. During this call, we’ll assess your current situation and ensure that you get the most out of our consultation. We’ll take the time to answer your questions and explain all your options.

03

Your personalized consultation

In a 30-minute consultation, you’ll learn everything you need to know about investing in ETFs for your child. We’ll discuss your family situation and your savings goals. Then we’ll answer all your questions, explain how to invest in ETFs effectively, and show you how to get the best results for your child with Invest4Kids.

04

The Invest4Kids Program for Your Child

After our consultation, we’ll immediately start investing for your child. From developing a strategy to opening an investment account and managing the portfolio, our experts will handle everything for you. You can sit back and rest assured that your child will benefit from long-term wealth accumulation. This way, by their 18th birthday, your child will have the chance to earn up to €25,703 more and many more benefits.

Here's what parents and grandparents have to say about Invest4Kids

March 2024

The Schmitt Family

We didn't want the entire estate to simply be transferred to our child's name at age 18. Invest4Kids won us over with its right of designation. Now we're regularly saving for our son through an ETF savings plan.

Investing in your child's future is more than just a financial decision—it is an act of love and care.

Get a free consultation

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