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We help you find the right investment for your child

Lost in translation –
when it comes to money?

Many expat parents in Germany feel confused:

Icon Can I invest even if I’m not a German citizen?
Icon Will my child lose access to the money if we leave Germany again?
Icon What happens with German taxes – do we risk double taxation?
More questions coming...

That's what we are for

This service is for ALL parents in Germany.

Whether you were born here or moved here –
your child deserves the best possible financial future.

We help you get there – with clear, reliable guidance.
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Expert Advice
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All Parents Welcome
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5200+
Families Helped

We guide you
every step of the way

  • Zoom Icon

    1:1 consultation via Zoom or phone – in Englisch

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    No prior knowledge required – we handle everything

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    Personal WhatsApp support

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    100% free – we are paid by the providers, not by you

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5200+
Families Helped

Over 5,200 parents have already started
investing with Invest4Kids

Over 5,200 parents have already started investing with Invest4Kids

Today, they’re glad they took the first step.

5200+ parents trust us

What makes Invest4Kids different?

Best choice
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Savings account

  • Included
    High flexibility
  • Excluded
    High return
  • Excluded
    Tax-free change of strategy
  • Excluded
    Lifelong condition assurance
  • Excluded
    Parental control at 18
  • Excluded
    Tax-free payout possible
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Invest4Kids concept

  • Included
    High flexibility
  • Included
    High return
  • Included
    Tax-free change of strategy
  • Included
    Lifelong condition assurance
  • Included
    Parental control at 18
  • Included
    Tax-free payout possible
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Depot

  • Included
    High flexibility
  • Included
    High return
  • Excluded
    Tax-free change of strategy
  • Excluded
    Lifelong condition assurance
  • Excluded
    Parental control at 18
  • Excluded
    Tax-free payout possible

Results from families just like yours 

Results from families just like yours 

Many of the families we work with were exactly where you are now: unsure where to start. With our support, they now feel confident and relieved – and their children’s futures are secured.

Many of the families we work with were exactly where you are now: unsure where to start. With our support, they now feel confident and relieved – and their children’s futures are secured.

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Anaya, 8 years old

Savings goals: Financing the first property

Investment amount: 250€ per month.

Investment period: up to the age of 25

Paid in: €51,000
Return: €36,389
Final result: 87,389€
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Rohan, 2 years

Savings goals: Driver's license and first car

Investment amount: 150€ per month.

Investment period: up to the age of 18

Paid in: €28,800
Return: €18,912.39
Final result: 47,712.39€
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Emilia, 0 years

Savings goals: Year abroad during your studies

Investment amount: 200€ per month.

Investment period: up to the age of 20

Paid in: €48,000
Return: €43,154
Final result: 91,154€
Foto-3

Anaya, 8 years old

Savings goals: Financing the first property

Investment amount: 250€ per month.

Investment period: up to the age of 25

Paid in: €51,000
Return: €36,389
Final result: 87,389€
Foto-1

Rohan, 2 years

Savings goals: Driver's license and first car

Investment amount: 150€ per month.

Investment period: up to the age of 18

Paid in: €28,800
Return: €18,912.39
Final result: 47,712.39€
Photo-1

Rohan, 2 years

Savings goals: Driver's license and first car

Investment amount: 150€ per month.

Investment period: up to the age of 18

Paid in:
€28,800
Return:
€18,912.39
Final result: 47,712.39€
Photo-2

Emilia, 0 years

Savings goals: Year abroad during your studies

Investment amount: 200€ per month.

Investment period: up to the age of 20

Paid in:
€48,000
Return:
€43,154
Final result: 91,154€
Photo-3

Anaya, 8 years old

Savings goals: Financing the first property

Investment amount: 250€ per month.

Investment period: up to the age of 25

Paid in:
€51,000
Return:
€36,389
Final result: 87,389€

3 steps to a secure future for your child

3 steps to a secure future for your child

Introductory call

a member of our team will call you within the next 48 hours to clarify the most important questions in advance

01

Your consultation

In the 30-minute consultation, your personal advisor will put together a strategy tailored to you and your needs and explain any questions regarding the German financial system

02

Your work is done!

from implementation to monitoring and optimization, we'll take care of everything so you can fully focus on your family and be sure that your child's financial future is in safe hands - simple, hassle-free and supported step by step

03

Take the first step today

Take the first step today

You don’t have to know the German system. You don’t have to figure it all out alone.You just have to start – and we’ll guide you.

Frequently asked questions

At Invest4Kids, we specialize in helping parents invest for their children’s future in a way that is flexible, tax-efficient, and easy to understand – even for expat families who are new to the German system.

Our expert team guides you personally through the entire process – from understanding how the German tax system works, to finding the right investment strategy for your goals.

We stay up to date with market trends and regulations, so you don’t have to. You save time, avoid costly mistakes, and gain peace of mind knowing your child’s future is in good hands.

On top of that, we provide ongoing support, easy-to-digest educational content, and regular updates via social media and podcast – so you stay informed, without getting overwhelmed.

Let us take care of the financial side, so you can focus on what matters most: your family.

Yes, absolutely. You don’t need German citizenship to invest for your child. As long as you currently live in Germany and have a registered German address, you’re eligible to start a children’s investment. We regularly work with expat families from all over the world who want to build long-term financial security for their kids – right here in Germany.

The investment is fully flexible. You can:

  • Keep it running from abroad (many families continue saving even after leaving Germany)

  • Pause or adjust it, depending on your new situation

  • Or withdraw the funds and take the money with you

During your consultation, we’ll explain all available options – so you can decide what’s best for your family’s plans. Even if your child stays in Germany or plans to return later, the investment can continue without any issues.

During your 1:1 session with one of our English-speaking advisors, we’ll:

  • Discuss your personal situation (e.g. how long you plan to stay in Germany, how many kids you have, what’s important to you)

  • Show you how investing for children works in Germany – step by step

  • Run a short investment simulation so you see how your money could grow

  • Explain the tax implications and how to benefit from them

  • Answer any questions you may have

Everything is tailored to your goals, your time in Germany, and your child’s future needs – whether that’s education, housing, or general financial freedom.

That’s absolutely fine. Our team includes advisors who speak fluent English and are experienced in helping expat families. We also offer documents and communication in English where needed.

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